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Mortgage Center

Your center for mortgage types and terms.


The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate. Typically the APR is found next to the rate.... Read More

Closings Costs Defined

Line By Line Definitions of our Good Faith Estimate .... Read More
Download the Home Loa Settlement Cost Booklet from

FHA Loan

Federal Housing Authority Loan insures lenders against loss in the event that borrowers default on their loans. In this way, FHA encourages lenders to make loans that they might otherwise view as too risky. There are lots of reasons to ask your lender for an FHA loan instead of taking a conventional or an expensive and risky sub-prime mortgage loans.... Read More

Interest Only

Interest-Only Mortgages allow borrowers to make lower payments on their mortgage by offering an interest-only period (the interest-only period can be from 5 to 15 years depending on the product). As a result, borrowers may qualify for a larger mortgage, or direct more of their cash flow in the first years of their mortgage to other investments or expenses.... Read More

Mortgage Terms

Definitions of commonly used mortgage terms.... Read More


Our Pre-Qualifications involve an in depth examination of your credit history, financial situation, and sometimes the property itself. If you are fully disclosing income and assets they will collect and examine your W-2's (tax returns if self-employed), pay stubs, credit report, and your bank and other asset statements.... Read More

Mortgage Network Solutions Branch NMLS ID #767520
Licensed by New Jersey Department of Banking & Insurance
Licensed by the Pennsylvania Department of Banking #20838
Licensed by Florida OFR
Mortgage Network Solutions
Debbie Maxwell - Mortgage Specialist
Tel: (609) 890-7171 | Fax: (609) 890-7788