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Mortgage Options

Mortgage Options

FHA

  • 3.5% Down Payment 96.5% Financing
  • $100 Down Payment on HUD Home
  • Good Neighbor Next Door
  • Purchase Renovation Loans 203K

  • Construction/Perm Loans

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Conventional

3% Down Payment - up to 97% Financing. One Borrower must be a First Time Home Buyers
HomeReady/Home Possible - 3% Down Payment - up to 97% Financing. Lower Interest Rate & Lower PMI for those borrowers that fall within the median income limitations.
Homestyle Renovation - Purchase/Renovation Loans

  • USDA - 100% Financing
  • VA - 100% Financing
  • JUMBO Loans over Conforming loan limit of $726,200
  • Reverse Mortgage Purchase & Refinance
  • Renovation 2nd Mortgage Loans Based on As Completed Value
  • Construction
  • Commercial

Alternative Mortgage Options

  • Bank Statement Program for Self-Employed
  • Asset Qualifier
  • DSCR - Investor product based on rental income
  • Foreign National
  • ITIN
  • Close in an LLC Investment Properties Only
  • Loans for those who have had a Bankruptcy, Foreclosure or Short Sale in Last 3 Years